Professional And Experienced Consumer Advocacy
It's not uncommon for potential employers to request a background check when you apply for a job. But did you know that background reports are "consumer reports" under federal law and entitle you to certain protections when used? This article is for you if you were...
Since an estimated one in four Americans has an error on their consumer report, it is not surprising that the top consumer complaint lodged with the Consumer Financial Protection Bureau (CFPB) relates to credit report issues. Between 2021 and 2022, the number of...
A Little History on the Credit Report Consumer credit reports are perhaps the most important tool in evaluating your financial well-being. What many consumers do not realize is that the impact of credit reporting transcends access to credit alone. Credit reports are...
Keep us posted about your experiences in the wake of this decision. Sharing your stories may help convince Congress to close the loophole that will likely unleash a fury of unwanted calls on consumers.
Looking for a quick and easy way to put an end to junk mail? Tired of “You’re Approved!” prescreened offers cluttering your mail box? Here is a way to save time and space — not to mention our planet’s resources. These steps can also help safeguard your privacy. Did...